BEGIN:VCALENDAR
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URL:https://dubaievents.bham.ac.uk/ents/event/ics/4737/
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X-WR-CALNAME:HSBC Smart Money: Budgeting for everyday living (4737)
BEGIN:VTIMEZONE
TZID:Arabian Standard Time
X-LIC-LOCATION:Asia/Dubai
BEGIN:STANDARD
DTSTART:19200101T011848
RRULE:FREQ=YEARLY;BYDAY=1TH;BYMONTH=1
TZNAME:+04
TZOFFSETFROM:+0500
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BEGIN:VEVENT
CATEGORIES:UoB Xtra
CREATED:20260512T233707
DESCRIPTION:Build you financial capability with HSBC's Smart Money program
 me\, designed to help you better understand your money. The second sessio
 n covers budgeting and spending habits - complete all six to receive a Sm
 art Money certificate.\n\nhttps://dubaievents.bham.ac.uk/ents/event/4737/
 \n
DTEND:20260612T180000
DTSTAMP:20260516T052625Z
DTSTART:20260612T170000
LAST-MODIFIED:20260514T214430
LOCATION:Online
SEQUENCE:0
SUMMARY:HSBC Smart Money: Budgeting for everyday living
UID:97f0b998-80d1-45d3-b509-d84d9951ad88
URL:https://dubaievents.bham.ac.uk/ents/event/4737/
X-ALT-DESC;FMTTYPE=text/html:<html><head><base href="https://dubaievents.b
 ham.ac.uk"></head><body><p>Build you financial capability with HSBC's Sma
 rt Money programme\, designed to help you better understand your money. T
 he second session covers budgeting and spending habits - complete all six
  to receive a Smart Money certificate.</p>\n<img src="https://dubaievents
 .bham.ac.uk/asset/Event/6030/uob-tier-one-photography-071123-195.jpg?thum
 bnail_width=100&thumbnail_height=100&resize_type=ResizeFitAllFill" alt="A
  student paying at a till in a shop" style="float:left\;width:100\;height
 :100\;" />\n<p>https://dubaievents.bham.ac.uk/ents/event/4737/</p>\n<p>Jo
 in the HSBC UK Education team for the second&nbsp\;of six sessions design
 ed to help you build your financial capabiity and better understand your 
 money.</p>\n\n<p>This session focuses on budgeting for everyday living\, 
 covering budgeting\,&nbsp\;spending habits\, and planning ahead by buildi
 ng an emergency fund. All sessions run online\, so you can join wherever 
 you feel comfortable.</p>\n\n<p>The Smart Money programme covers need-to-
 know information on:</p>\n\n<ul>\n	<li>Banking essentials</li>\n	<li>Budg
 eting for everyday living</li>\n	<li>Reaching your savings goals</li>\n	<
 li>Borrowing money and managing debt</li>\n	<li>Fraud and your money</li>
 \n	<li>Income\, tax\, and employability</li>\n</ul>\n\n<p>Complete all si
 x sessions to receive your Smart Money certificate\, or pick and choose t
 he best sessions for you.</p>\n\n<p><a href="https://app.geckoform.com/pu
 blic/#/modern/21FO00gwtez50400du8368j4yk"><strong>Book your place now</st
 rong></a>.</p></body></html>
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